Paddy Pay transforms your everyday smartphone into a highly secure, contactless mobile Point of Sale terminal. Say goodbye to expensive card machines. Accept VISA, Mastercard, and all Mobile Money (MoMo) wallets instantly with the friendliest app on the market.
In West Africa, your "Paddy" is your trusted friend. A paddy is someone who has your back, who supports your dreams, and stays reliable no matter the weather.
That is exactly why we built Paddy Pay. We believe every market vendor, grocery merchant, taxi driver, and boutique owner in Ghana deserves an easy, reliable partner to help them accept digital payments without paying high terminal fees.
"We didn't just build a point-of-sale app. We created a friend that empowers local commerce."
With Paddy Pay, there are no monthly rental costs or complex integrations. Our friendly, rounded interface matches your energy, and our simple rates keep your profits where they belong—in your pocket.
See How It WorksPaddy Pay brings enterprise-grade financial technology into a lightweight app tailored for your daily business operations.
Accept contactless card taps and phone wallet taps directly on your mobile device. Uses secure built-in NFC technology.
Direct payments from MTN MoMo, Telecel Cash, and AT Money. Provide local customers with the payment options they prefer.
Skip paper receipts. Generate immediate visual invoices and send receipts directly to clients via WhatsApp or SMS text.
Internet drop? No worries. Transactions queue securely offline and sync instantly as soon as you find coverage.
Create a catalog to keep all your products at your fingertips. Easily add items to the basket for a fast, frictionless checkout.
Harness the collective purchasing power of our merchant community to secure popular inventory at great wholesale prices.
Getting your business ready to accept digital payments is simple and fast. Three friendly steps are all it takes.
Get Paddy Pay from your app store and sign up in under 2 minutes.
Tell us where you want your daily settlements deposited. Keep cash moving.
Turn on NFC on your phone and collect money from cards or mobile wallets instantly.
See how simple it is for local Ghana shopkeepers to set up and start taking payments inside their busy markets.
A quick 1-minute walk through showing instant customer checkout flow
Have questions about transactions, setups, or settlement options? Feel free to reach out. Our support team is always standing by to help your business grow.